:root{
  --green:#6d28d9;--green-2:#7c3aed;--green-dark:#3b1d7a;--green-soft:#f1eafe;
  --blue:#0891b2;--blue-dark:#155e75;--ink:#171526;--muted:#6d6a7c;--cream:#fffaf3;
  --surface:#f8f6fc;--line:#e8e2f0;--white:#fff;--shadow:0 18px 50px rgba(59,29,122,.13);
  --radius:26px;--radius-sm:16px;--container:1180px
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Montserrat,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65;-webkit-font-smoothing:antialiased}img{display:block;max-width:100%}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button{cursor:pointer}.container{width:min(calc(100% - 40px),var(--container));margin-inline:auto}.narrow{width:min(calc(100% - 40px),820px);margin-inline:auto}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;top:-80px;left:16px;z-index:1000;background:#fff;padding:12px 18px;border-radius:10px}.skip-link:focus{top:16px}.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--green);font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.eyebrow:before{content:"";width:24px;height:2px;background:currentColor;border-radius:3px}.eyebrow.light{color:#f4e8ff}.lead{font-size:19px;line-height:1.7;color:#3f3b4d}.fine{font-size:12px;color:#8b8494}.surface{background:var(--surface)}.text-link{font-weight:800;color:var(--green);font-size:14px}.light-link{color:#fff}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 22px;border-radius:999px;border:1px solid transparent;font-weight:800;font-size:14px;transition:.2s ease;white-space:nowrap}.btn:hover{transform:translateY(-2px)}.btn-sm{min-height:42px;padding:0 18px}.btn-lg{min-height:54px;padding:0 26px}.btn-primary{background:var(--green);color:#fff;box-shadow:0 10px 26px rgba(109,40,217,.22)}.btn-primary:hover{background:var(--green-dark)}.btn-secondary{border-color:#d2c3e8;background:#fff;color:var(--green-dark)}.btn-secondary:hover{border-color:var(--green);background:var(--green-soft)}.btn-ghost{border-color:#d9cfea;background:transparent;color:var(--green-dark)}.btn-glass{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.42);color:#fff;backdrop-filter:blur(8px)}.btn-white{background:#fff;color:var(--green-dark)}.btn-outline-light{border-color:rgba(255,255,255,.48);color:#fff}.top-strip{background:var(--green-dark);color:#f6efff;font-size:11px;font-weight:700;letter-spacing:.02em}.top-strip .container{height:34px;display:flex;align-items:center;justify-content:space-between}.top-strip .container>div{display:flex;gap:22px}.top-strip a{opacity:.88}.site-header{height:88px;background:rgba(255,255,255,.97);border-bottom:1px solid rgba(16,70,43,.08);position:sticky;top:0;z-index:50;backdrop-filter:blur(14px)}.nav-wrap{height:100%;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:flex;align-items:center;flex:0 0 auto}.brand img{width:178px;height:72px;object-fit:contain;object-position:left center}.desktop-nav{display:flex;align-items:center;gap:22px;font-size:13px;font-weight:700}.desktop-nav>a:not(.btn){position:relative}.desktop-nav>a:not(.btn):after{content:"";position:absolute;left:0;right:100%;bottom:-8px;height:2px;background:var(--green);transition:.2s}.desktop-nav>a:not(.btn):hover:after{right:0}.desktop-nav .nav-login{color:var(--blue)}.menu-toggle{display:none;background:none;border:0;padding:10px}.menu-toggle>span:not(.sr-only){display:block;width:24px;height:2px;background:var(--ink);margin:5px 0}.mobile-nav{position:absolute;top:88px;left:0;right:0;background:#fff;border-top:1px solid var(--line);box-shadow:var(--shadow);padding:22px 0 28px}.mobile-nav .container{display:grid;gap:3px}.mobile-nav a:not(.btn){padding:12px 0;border-bottom:1px solid var(--line);font-weight:700}.mobile-kicker{margin:0 0 8px;color:var(--green);font-size:12px;font-weight:800;text-transform:uppercase}.mobile-actions{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:18px}
.hero{position:relative;overflow:hidden}.hero-warm{min-height:690px;background:#123}.hero-media,.hero-overlay{position:absolute;inset:0}.hero-media img{width:100%;height:100%;object-fit:cover;object-position:center 44%}.hero-overlay{background:linear-gradient(90deg,rgba(40,20,83,.94) 0%,rgba(55,28,105,.80) 43%,rgba(55,28,105,.34) 72%,rgba(55,28,105,.14) 100%)}.hero-content{position:relative;z-index:2;min-height:690px;display:grid;grid-template-columns:minmax(0,1.2fr) minmax(290px,.58fr);gap:72px;align-items:center;padding-block:70px}.hero-copy{color:#fff;max-width:700px}.hero-copy h1{font-size:clamp(48px,6.1vw,82px);line-height:.98;letter-spacing:-.055em;margin:18px 0 26px;font-weight:800}.hero-copy h1 span{color:#ffd6a5}.hero-copy>p{font-size:18px;line-height:1.72;max-width:680px;color:#fbf7ff}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.hero-trust{display:flex;flex-wrap:wrap;gap:12px 24px;margin-top:34px;font-size:12px;color:#e9f8ef;font-weight:700}.hero-trust span{display:flex;align-items:center;gap:8px}.hero-trust b{width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.14);font-size:10px}.welcome-card{align-self:end;background:rgba(255,255,255,.95);padding:25px;border-radius:24px;box-shadow:0 24px 60px rgba(0,0,0,.22);border:1px solid rgba(255,255,255,.55);color:var(--ink);backdrop-filter:blur(10px)}.welcome-card-top{display:flex;align-items:center;gap:12px}.welcome-card-top img{width:54px;height:54px;object-fit:contain}.welcome-card-top small{display:block;color:var(--green);font-weight:800;font-size:9px;letter-spacing:.1em}.welcome-card-top strong{display:block;font-size:16px}.welcome-card p{font-size:13px;color:#716b7d}.welcome-card>a{display:block;border-top:1px solid var(--line);padding-top:15px;color:var(--green-dark);font-size:12px}.quick-paths{position:relative;z-index:3;margin-top:-35px}.quick-path-grid{display:grid;grid-template-columns:repeat(3,1fr);background:#fff;border-radius:22px;box-shadow:var(--shadow);overflow:hidden;border:1px solid #ece6f3}.quick-path-grid>a{display:flex;gap:14px;padding:22px 24px;border-right:1px solid var(--line);transition:.2s}.quick-path-grid>a:last-child{border-right:0}.quick-path-grid>a:hover{background:var(--green-soft)}.quick-path-grid small{display:block;color:var(--muted);font-size:10px;font-weight:800;text-transform:uppercase}.quick-path-grid strong{display:block;font-size:16px;margin:2px 0}.quick-path-grid p{margin:0;color:var(--muted);font-size:12px}.quick-icon{width:42px;height:42px;border-radius:13px;background:var(--green-soft);display:grid;place-items:center;color:var(--green);font-weight:800;flex:0 0 auto}
.section{padding:88px 0}.section-tight{padding:40px 0}.intro-section{padding-top:118px}.intro-grid,.two-col{display:grid;grid-template-columns:.85fr 1.15fr;gap:80px;align-items:start}.section-title h2,.two-col h2,.feature-copy h2,.section-head h2,.image-band h2,.cta-box h2{font-size:clamp(35px,4.2vw,54px);line-height:1.08;letter-spacing:-.04em;margin:16px 0 0}.intro-copy p{margin-top:0}.story-strip{display:grid;grid-template-columns:1.08fr .92fr;min-height:560px;background:var(--green-dark);color:#fff}.story-img{min-height:560px}.story-img img{width:100%;height:100%;object-fit:cover}.story-copy{padding:70px clamp(40px,7vw,110px);display:flex;flex-direction:column;justify-content:center}.story-copy h2{font-size:clamp(38px,4.2vw,56px);line-height:1.05;letter-spacing:-.04em;margin:18px 0}.story-copy p{color:#f7efff;font-size:17px}.story-actions{display:flex;align-items:center;gap:22px;margin-top:20px}.section-head{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:34px}.section-head h2{font-size:43px}.section-head p{color:var(--muted);max-width:650px}.card-row{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.product-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px;min-height:300px;display:flex;flex-direction:column}.warm-card{position:relative;overflow:hidden}.warm-card:after{content:"";position:absolute;width:110px;height:110px;border-radius:50%;right:-45px;top:-45px;background:var(--green-soft)}.product-number{font-size:11px;font-weight:800;color:#a39aac}.product-card small{font-size:11px;color:var(--green);font-weight:800;text-transform:uppercase;margin-top:34px}.product-card h3{font-size:25px;margin:7px 0 12px}.product-card p{color:var(--muted);font-size:14px;flex:1}.product-card>a{color:var(--green);font-weight:800;font-size:13px}.member-world-grid,.feature-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.photo-stack{position:relative;min-height:585px}.photo-main{position:absolute;left:0;top:0;width:78%;height:520px;border-radius:30px;overflow:hidden;box-shadow:var(--shadow)}.photo-main img,.photo-small img{width:100%;height:100%;object-fit:cover}.photo-small{position:absolute;right:0;bottom:0;width:48%;height:270px;border:9px solid #fff;border-radius:24px;overflow:hidden;box-shadow:var(--shadow)}.feature-copy p{color:var(--muted)}.check-list{list-style:none;padding:0;margin:24px 0}.check-list li{position:relative;padding:8px 0 8px 32px;font-weight:600;font-size:14px}.check-list li:before{content:"✓";position:absolute;left:0;top:8px;width:20px;height:20px;border-radius:50%;background:var(--green-soft);color:var(--green);display:grid;place-items:center;font-size:11px;font-weight:900}.loan-feature{background:linear-gradient(180deg,#fff 0,#fbf9fe 100%)}.calculator-card{background:#fff;border:1px solid var(--line);border-radius:28px;padding:34px}.calculator-card.elevated{box-shadow:var(--shadow)}.calc-label{font-size:12px;text-transform:uppercase;letter-spacing:.11em;color:var(--green);font-weight:800}.calc-help{font-size:13px;color:var(--muted);margin-top:4px}.calculator-card label{display:flex;justify-content:space-between;gap:20px;margin:24px 0 8px;font-size:12px;font-weight:800}.calculator-card input[type=range]{width:100%;accent-color:var(--green)}.calc-result{margin-top:28px;padding:24px;border-radius:18px;background:var(--green-dark);color:#fff}.calc-result small,.calc-result span{display:block;color:#bfe0cd}.calc-result b{display:block;font-size:30px;margin:6px 0}.calc-result span{font-size:10px}.image-band{position:relative;min-height:570px;display:flex;align-items:center;color:#fff;overflow:hidden}.image-band>img,.image-band-overlay{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.image-band-overlay{background:linear-gradient(90deg,rgba(4,54,32,.88),rgba(4,54,32,.38),rgba(4,54,32,.1))}.image-band .container{position:relative;z-index:2}.image-band h2{max-width:760px}.image-band p{max-width:680px;font-size:17px;color:#eaf6ed;margin:22px 0 30px}.journey{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.journey>div{padding:25px;border-radius:20px;background:#fff;border:1px solid var(--line)}.journey b{width:40px;height:40px;border-radius:50%;display:grid;place-items:center;background:var(--green);color:#fff}.journey h3{font-size:18px;margin:18px 0 7px}.journey p{font-size:13px;color:var(--muted);margin:0}.warm-journey>div:nth-child(2),.warm-journey>div:nth-child(4){background:#f7fbf8}.community-grid-section{padding-top:40px}.community-gallery{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:14px}.community-gallery figure{position:relative;margin:0;height:420px;border-radius:24px;overflow:hidden}.community-gallery img{width:100%;height:100%;object-fit:cover;transition:.35s}.community-gallery figure:hover img{transform:scale(1.03)}.community-gallery:after{content:""}.community-gallery figcaption{position:absolute;left:0;right:0;bottom:0;padding:54px 22px 20px;background:linear-gradient(transparent,rgba(0,0,0,.72));color:#fff}.community-gallery figcaption strong,.community-gallery figcaption span{display:block}.community-gallery figcaption strong{font-size:20px}.community-gallery figcaption span{font-size:11px;opacity:.9}.faq-list{display:grid;grid-template-columns:1fr 1fr;gap:12px}.faq-list details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:0 20px}.faq-list summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:20px;padding:20px 0;font-weight:800;font-size:14px}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary span{color:var(--green);font-size:20px}.faq-list details[open] summary span{transform:rotate(45deg)}.faq-list p{margin:0 0 20px;color:var(--muted);font-size:13px}.final-cta{padding-top:35px}.cta-box{border-radius:28px;padding:52px 56px}.cta-box.welcoming{background:linear-gradient(120deg,var(--green-dark),var(--green),#0f754c);color:#fff;display:flex;align-items:center;justify-content:space-between;gap:40px;overflow:hidden;position:relative}.cta-box.welcoming:after{content:"";position:absolute;width:350px;height:350px;border:1px solid rgba(255,255,255,.12);border-radius:50%;right:-130px;top:-180px}.cta-box h2{font-size:42px;max-width:700px}.cta-box p{color:#e0f1e6}.cta-actions{display:flex;gap:10px;flex-wrap:wrap;position:relative;z-index:2}
.page-hero{padding:90px 0;background:linear-gradient(145deg,#f0f8f3 0,#fff 62%);border-bottom:1px solid var(--line)}.page-hero.compact{padding:65px 0}.page-hero h1{font-size:clamp(44px,6vw,70px);line-height:1.02;letter-spacing:-.05em;margin:16px 0 20px}.page-hero p{font-size:17px;color:#58675f;max-width:760px}.page-hero.split-hero{padding:0}.split-page-hero{display:grid;grid-template-columns:1fr 1fr;min-height:520px}.split-page-copy{padding:80px max(30px,calc((100vw - var(--container))/2));padding-right:65px;display:flex;flex-direction:column;justify-content:center;background:#f5faf7}.split-page-copy h1{font-size:clamp(44px,5vw,68px);line-height:1.02;letter-spacing:-.05em;margin:16px 0}.split-page-copy p{color:var(--muted)}.split-page-image img{width:100%;height:100%;object-fit:cover}.product-list{display:grid;gap:16px}.product-list article{display:grid;grid-template-columns:1.1fr .9fr auto;gap:34px;align-items:center;border:1px solid var(--line);border-radius:22px;padding:28px 30px;background:#fff}.product-list h2{margin:7px 0;font-size:27px}.product-list p{color:var(--muted);font-size:13px}.principles{display:grid;grid-template-columns:1fr 1fr;gap:16px}.principles>div{padding:22px;background:#fff;border:1px solid var(--line);border-radius:18px}.principles h3{font-size:17px;margin:0 0 7px}.principles p{font-size:13px;color:var(--muted);margin:0}.info-panel{padding:28px;border-radius:20px;background:var(--green-soft);border:1px solid #cfe4d6}.info-panel h2,.info-panel h3{margin-top:0}.dark-section{background:var(--green-dark);color:#fff}.dark-section p,.dark-section .lead{color:#d5e8db}.resource-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.resource-grid article{border:1px solid var(--line);padding:28px;border-radius:20px}.resource-grid article>span{font-size:10px;text-transform:uppercase;color:var(--green);font-weight:800}.resource-grid h3{font-size:21px}.resource-grid p{color:var(--muted);font-size:13px}.resource-grid a{font-weight:800;color:var(--green);font-size:13px}.contact-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.contact-card{padding:25px;border:1px solid var(--line);border-radius:18px}.contact-card small,.contact-card strong,.contact-card a{display:block}.contact-card small{color:var(--muted);font-size:10px;text-transform:uppercase;font-weight:800}.contact-card a,.contact-card strong{font-size:15px;margin-top:8px}.contact-form-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:65px;align-items:start}.contact-form{background:#fff;border:1px solid var(--line);border-radius:24px;padding:28px}.contact-form .form-grid{margin-top:0}.legal h2{font-size:25px;margin:40px 0 8px}.legal h2:first-child{margin-top:0}.legal p{color:#59665f}.number-list{padding-left:24px}.number-list li{padding:8px 0;color:#4d5d54}.number-list b{color:var(--ink)}
.form-shell{width:min(calc(100% - 40px),920px);margin-inline:auto}.multi-form{background:#fff;border:1px solid var(--line);border-radius:28px;padding:32px;box-shadow:0 18px 55px rgba(59,29,122,.08)}.form-progress{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-bottom:30px}.form-progress span{height:5px;background:#ece6f3;border-radius:20px}.form-progress span.active{background:var(--green)}.form-step{display:none}.form-step.active{display:block}.form-head small{font-size:10px;color:var(--green);font-weight:800;text-transform:uppercase}.form-head h2{font-size:30px;margin:5px 0 24px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.form-grid label,.status-form label{font-size:12px;font-weight:800;color:#4a4358}.form-grid input,.form-grid select,.form-grid textarea,.status-form input,.contact-form input,.contact-form textarea,.contact-form select{width:100%;border:1px solid #d9cfea;border-radius:12px;background:#fff;padding:13px 14px;margin-top:7px;outline:0;color:var(--ink)}.form-grid input:focus,.form-grid select:focus,.form-grid textarea:focus,.status-form input:focus,.contact-form input:focus,.contact-form textarea:focus{border-color:var(--green);box-shadow:0 0 0 3px rgba(109,40,217,.08)}.span-2{grid-column:1/-1}.form-actions{display:flex;justify-content:space-between;gap:10px;margin-top:28px}.consent-card{display:grid;gap:14px;padding:20px;background:var(--surface);border-radius:16px}.checkbox{display:flex;gap:12px;align-items:flex-start;font-size:12px;line-height:1.55}.checkbox input{margin-top:4px}.status-form{display:grid;grid-template-columns:1fr 1fr auto;gap:14px;align-items:end}.status-result{margin-top:22px;padding:25px;border-radius:18px;background:var(--surface);border:1px solid var(--line)}.status-pill{display:inline-flex;padding:7px 12px;border-radius:99px;font-size:10px;font-weight:800;text-transform:uppercase;background:#e4ebff;color:#3451a4}.status-approved{background:#efe7fb;color:#5b21b6}.status-rejected{background:#fde5e5;color:#a33333}.success-page{text-align:center;min-height:570px;display:flex;align-items:center}.success-icon{width:64px;height:64px;border-radius:50%;display:grid;place-items:center;background:var(--green-soft);color:var(--green);font-size:28px;font-weight:900;margin:0 auto 20px}.success-page h1{font-size:48px;line-height:1.06;letter-spacing:-.04em}.reference-box{display:inline-block;background:var(--green-dark);color:#fff;padding:13px 22px;border-radius:12px;font-weight:800;letter-spacing:.05em}.success-page .hero-actions{justify-content:center}.flash{padding:14px 16px;border-radius:12px;margin-bottom:18px;font-size:13px}.flash-error{background:#fff0f0;color:#8f2c2c;border:1px solid #f3cccc}.flash-success{background:#f3ecff;color:#5b21b6;border:1px solid #dfd1f3}
.footer{margin-top:70px;background:#082f20;color:#d6e8dc;padding:65px 0 20px}.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,.7fr);gap:45px}.brand-footer img{width:205px;height:100px;filter:drop-shadow(0 3px 12px rgba(0,0,0,.12))}.footer h4{margin:10px 0 18px;color:#fff;font-size:13px}.footer-grid>div:not(.footer-brand)>a{display:block;color:#b9d0c2;font-size:12px;padding:6px 0}.footer-brand p{font-size:12px;max-width:350px}.footer-brand strong{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:18px;margin-top:40px;display:flex;justify-content:space-between;font-size:10px;color:#9bb5a6}.floating-help{position:fixed;right:20px;bottom:20px;background:#25d366;color:#083722;border-radius:999px;padding:13px 17px;font-size:11px;font-weight:900;box-shadow:0 12px 30px rgba(0,0,0,.2);z-index:45}
@media(max-width:1050px){.desktop-nav{gap:13px}.desktop-nav a{font-size:11px}.brand img{width:145px}.hero-content{grid-template-columns:1fr .48fr;gap:35px}.welcome-card{padding:20px}.member-world-grid,.feature-grid{gap:45px}.contact-grid{grid-template-columns:1fr 1fr}}
@media(max-width:820px){.top-strip .container>div a:first-child{display:none}.site-header{height:72px}.nav-wrap{height:72px}.brand img{width:132px;height:62px}.desktop-nav{display:none}.menu-toggle{display:block}.mobile-nav{top:72px}.container,.narrow,.form-shell{width:min(calc(100% - 28px),var(--container))}.hero-warm,.hero-content{min-height:710px}.hero-media img{object-position:57% center}.hero-overlay{background:linear-gradient(90deg,rgba(4,47,29,.94),rgba(4,47,29,.73) 68%,rgba(4,47,29,.42))}.hero-content{grid-template-columns:1fr;align-content:end;padding-block:58px 35px;gap:25px}.hero-copy h1{font-size:48px}.hero-copy>p{font-size:15px}.welcome-card{display:none}.hero-actions .btn{width:100%}.hero-trust{gap:10px 15px}.quick-paths{margin-top:0;background:#fff}.quick-path-grid{grid-template-columns:1fr;border-radius:0;box-shadow:none;border:0}.quick-path-grid>a{border-right:0;border-bottom:1px solid var(--line);padding:18px 14px}.section{padding:62px 0}.intro-section{padding-top:70px}.intro-grid,.two-col,.member-world-grid,.feature-grid,.contact-form-wrap{grid-template-columns:1fr;gap:34px}.section-title h2,.two-col h2,.feature-copy h2,.section-head h2,.image-band h2,.cta-box h2{font-size:36px}.story-strip{grid-template-columns:1fr;min-height:0}.story-img{height:340px;min-height:0}.story-copy{padding:48px 22px}.story-copy h2{font-size:36px}.section-head{align-items:flex-start;flex-direction:column}.card-row{grid-template-columns:1fr}.photo-stack{min-height:470px}.photo-main{height:420px;width:88%}.photo-small{height:210px;width:50%}.reverse-on-mobile .feature-copy{order:2}.reverse-on-mobile .calculator-card{order:1}.image-band{min-height:520px}.journey{grid-template-columns:1fr 1fr}.community-gallery{grid-template-columns:1fr}.community-gallery figure{height:320px}.faq-list{grid-template-columns:1fr}.cta-box.welcoming{padding:35px 24px;align-items:flex-start;flex-direction:column}.cta-actions{width:100%}.cta-actions .btn{width:100%}.split-page-hero{grid-template-columns:1fr;min-height:0}.split-page-copy{padding:55px 20px}.split-page-image{height:330px}.product-list article{grid-template-columns:1fr;gap:16px}.principles,.resource-grid{grid-template-columns:1fr}.contact-grid{grid-template-columns:1fr 1fr}.form-grid{grid-template-columns:1fr}.span-2{grid-column:auto}.status-form{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.footer-bottom{flex-direction:column;gap:5px}.floating-help{right:12px;bottom:12px}.page-hero{padding:58px 0}.page-hero h1{font-size:44px}}
@media(max-width:520px){.top-strip{font-size:9px}.top-strip .container{height:30px}.site-header{height:68px}.nav-wrap{height:68px}.mobile-nav{top:68px}.brand img{width:120px;height:58px}.hero-warm,.hero-content{min-height:660px}.hero-copy h1{font-size:42px}.hero-copy>p{font-size:14px}.hero-trust{font-size:10px}.hero-trust span:nth-child(3){display:none}.quick-path-grid strong{font-size:14px}.section{padding:52px 0}.story-img{height:300px}.story-copy{padding:40px 18px}.section-title h2,.two-col h2,.feature-copy h2,.section-head h2,.image-band h2,.cta-box h2{font-size:32px}.photo-stack{min-height:390px}.photo-main{height:350px}.photo-small{height:165px;border-width:6px}.calculator-card{padding:23px 18px}.calc-result b{font-size:24px}.journey{grid-template-columns:1fr}.contact-grid{grid-template-columns:1fr}.mobile-actions{grid-template-columns:1fr}.form-actions{flex-direction:column-reverse}.form-actions .btn{width:100%}.multi-form{padding:22px 14px}.success-page h1{font-size:38px}.footer-grid{grid-template-columns:1fr}.footer-brand{grid-column:auto}.footer{padding-top:50px}.brand-footer img{width:180px}.community-gallery figure{height:280px}}
/* Header lockup uses the official OpenFinance symbol while keeping the full stacked logo in the footer. */
.brand-header{gap:9px}.brand-header .brand-mark-img{width:48px;height:48px;object-fit:contain}.brand-lockup{display:flex;flex-direction:column;line-height:1}.brand-lockup strong{font-size:20px;letter-spacing:-.04em;color:var(--green);font-weight:800}.brand-lockup strong em{font-style:normal;color:var(--blue)}.brand-lockup small{font-size:7px;letter-spacing:.04em;color:#63746a;margin-top:5px;font-weight:700}.brand-footer img{object-fit:contain;object-position:left center}
@media(max-width:1050px){.brand-header .brand-mark-img{width:43px;height:43px}.brand-lockup strong{font-size:17px}}
@media(max-width:520px){.brand-header{gap:6px}.brand-header .brand-mark-img{width:40px;height:40px}.brand-lockup strong{font-size:16px}.brand-lockup small{font-size:6px}}
.brand-footer img{width:180px;height:180px}
@media(max-width:520px){.brand-footer img{width:155px;height:155px}}
/* SEO content hub / editorial guides */
.article-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.article-card{border:1px solid var(--line);border-radius:24px;overflow:hidden;background:#fff;box-shadow:0 10px 32px rgba(7,54,31,.06)}.article-card-media{display:block;aspect-ratio:16/9;overflow:hidden;background:var(--surface)}.article-card-media img{width:100%;height:100%;object-fit:cover;transition:transform .35s ease}.article-card:hover .article-card-media img{transform:scale(1.025)}.article-card-body{padding:25px}.article-meta{display:flex;flex-wrap:wrap;gap:10px;color:var(--green);font-size:10px;font-weight:800;text-transform:uppercase;letter-spacing:.05em}.article-meta span+span:before{content:"•";margin-right:10px;color:#9caf9f}.article-card h2{font-size:24px;line-height:1.2;letter-spacing:-.025em;margin:10px 0 12px}.article-card p{font-size:13px;color:var(--muted);margin:0 0 18px}.article-hero{padding:64px 0 54px;background:linear-gradient(180deg,#eff7f1 0,#fff 100%);border-bottom:1px solid var(--line)}.article-hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:58px;align-items:center}.article-hero-copy h1{font-size:clamp(42px,5vw,68px);line-height:1.02;letter-spacing:-.05em;margin:16px 0 20px}.article-deck{font-size:18px;color:#48574e;max-width:760px}.article-byline{display:flex;flex-wrap:wrap;gap:10px 20px;margin-top:25px;color:#66766c;font-size:11px;font-weight:700}.article-hero-image{border-radius:28px;overflow:hidden;aspect-ratio:16/10;box-shadow:var(--shadow)}.article-hero-image img{width:100%;height:100%;object-fit:cover}.breadcrumbs{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin-bottom:18px;font-size:11px;color:#68786e}.breadcrumbs a{color:var(--green);font-weight:700}.article-layout{display:grid;grid-template-columns:230px minmax(0,760px);justify-content:center;gap:70px;padding-block:70px}.article-aside{position:relative}.article-toc{position:sticky;top:115px;border-left:2px solid var(--line);padding-left:18px;display:grid;gap:10px}.article-toc strong{font-size:12px;margin-bottom:4px}.article-toc a{font-size:11px;color:#66766c;line-height:1.4}.article-toc a:hover{color:var(--green)}.article-content{min-width:0}.article-intro{font-size:21px;line-height:1.75;color:#304138;margin:0 0 24px}.article-note{padding:18px 20px;background:#f0f7f2;border:1px solid #d8e8dc;border-radius:15px;font-size:13px;color:#435249;margin-bottom:34px}.article-content section{scroll-margin-top:120px}.article-content section>h2{font-size:31px;line-height:1.15;letter-spacing:-.03em;margin:48px 0 15px}.article-content section:first-of-type>h2{margin-top:30px}.article-content p,.article-content li{font-size:15px;color:#4c5c52;line-height:1.82}.article-content ul,.article-content ol{padding-left:23px}.article-content li{margin:7px 0}.article-content a:not(.btn){color:var(--green);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}.article-faq details{border-top:1px solid var(--line)}.article-faq details:last-child{border-bottom:1px solid var(--line)}.article-faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:18px;padding:18px 0;font-size:14px;font-weight:800}.article-faq summary::-webkit-details-marker{display:none}.article-faq details p{margin:0 0 20px}.article-sources{margin-top:54px;padding:28px;background:var(--surface);border-radius:18px}.article-sources h2{margin-top:0!important}.article-sources ul{margin-bottom:0}.article-cta{margin-top:55px;border-radius:24px;padding:34px;background:linear-gradient(135deg,var(--green-dark),var(--blue-dark));color:#fff}.article-cta h2{font-size:32px;line-height:1.15;margin:12px 0}.article-cta p{color:#dcebe1}.related-guides{margin-top:55px}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.related-grid>a{display:flex;flex-direction:column;padding:18px;border:1px solid var(--line);border-radius:16px;text-decoration:none!important;background:#fff}.related-grid small{font-size:9px;color:var(--green);font-weight:800;text-transform:uppercase}.related-grid strong{font-size:13px;line-height:1.35;margin:8px 0;flex:1}.related-grid span{font-size:10px;color:var(--green);font-weight:800}.resource-article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.resource-article-grid article{background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px}.resource-article-grid small{color:var(--green);font-weight:800;font-size:9px;text-transform:uppercase}.resource-article-grid h3{font-size:18px;line-height:1.3;margin:8px 0 10px}.resource-article-grid p{font-size:12px;color:var(--muted)}.insight-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.insight-card{border:1px solid var(--line);border-radius:22px;overflow:hidden;background:#fff}.insight-image{height:180px;overflow:hidden}.insight-image img{width:100%;height:100%;object-fit:cover}.insight-card>div:last-child{padding:21px}.insight-card small{font-size:9px;color:var(--green);font-weight:800;text-transform:uppercase}.insight-card h3{font-size:19px;line-height:1.25;margin:8px 0 10px}.insight-card p{font-size:12px;color:var(--muted)}
@media(max-width:900px){.article-grid{grid-template-columns:1fr}.article-hero-grid{grid-template-columns:1fr;gap:30px}.article-hero-image{max-height:420px}.article-layout{grid-template-columns:1fr;gap:25px;padding-block:48px}.article-aside{display:none}.resource-article-grid,.insight-grid{grid-template-columns:1fr 1fr}.related-grid{grid-template-columns:1fr}}
@media(max-width:620px){.article-hero{padding:40px 0 32px}.article-hero-copy h1{font-size:38px}.article-deck{font-size:15px}.article-hero-image{border-radius:20px}.article-layout{padding-block:38px}.article-intro{font-size:18px}.article-content section>h2{font-size:26px}.article-content p,.article-content li{font-size:14px}.article-cta{padding:26px 20px}.article-cta h2{font-size:28px}.resource-article-grid,.insight-grid{grid-template-columns:1fr}.insight-image{height:210px}}
.sitemap-human-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.sitemap-human-grid>div{border:1px solid var(--line);border-radius:20px;padding:26px}.sitemap-human-grid h2{font-size:21px;margin:0 0 14px}.sitemap-human-grid a{display:block;padding:8px 0;color:#526158;font-size:13px}.sitemap-human-grid a:hover{color:var(--green)}.sitemap-guide-list{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.sitemap-guide-list>a{display:flex;flex-direction:column;border:1px solid var(--line);border-radius:14px;padding:16px;background:#fff}.sitemap-guide-list small{font-size:9px;text-transform:uppercase;font-weight:800;color:var(--green)}.sitemap-guide-list strong{font-size:13px;line-height:1.35;margin-top:4px}@media(max-width:720px){.sitemap-human-grid,.sitemap-guide-list{grid-template-columns:1fr}}